Khaira use to maintain a note book, where he would write down the names of those customers who would take the commodities on credit, without paying money. Each page of the notebook carried the names of the debtors. He used to write down the figures of 5p, 10p, 25p and 50paise. But when the aggregate would reach the limit of Rs.10/-, he would stop giving things on credit. From that point his debt recovery drive would start. He was sending his school going son Labanga in a cycle to recover the money. Only if the public sector banks of India would have followed such business ethics of a school dropout like Khaira, than Vijay Mallya the flamboyant Indian businessman could not have swindled Rs.8,191 crores from our banks and fled to London.

Whereas today every corporate is vying to endorse their products through the pan shops, let it be the mobile recharge vouchers, DTH coupons or lottery tickets. Just ask for anything under the sun and they ought to serve you.